Exchange Earn / Public product data

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Compare public flexible, fixed-term and onchain Earn rates across exchanges, estimate one year of income, then open the exchange account that fits your chosen product.

Exchange3OKX · Bybit · Binance
Matching products4Nov 11, 2026, 03:12 AM GMT+8
ExchangeProductTermAPYMinimumEst. yearly incomeAccount
BybitUSDT OnChain EarnPublished product rateFlexible6.79%$10 USDT$679.21$10,000.00Open account
BybitUSDT OnChain Earn → USDEPublished product rateFlexible5.25%$5K USDT$525.00$10,000.00Open account
OKXUSDT Simple Earn · Lending referenceLending referenceFlexible4.00%—$400.00$10,000.00Open account
BybitUSDT Flexible SavingPublished product rateFlexible2.34%Maximum tier: 7.34%$1 USDT$234.00$10,000.00Open account
Rates and access change

Rates are snapshots from public exchange endpoints. Lending-reference rates are estimates, tiered rates require qualifying balances, and availability depends on region, KYC and account status. This is not investment advice.

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